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The Personal screen contains data like social security number, birthday, address, and emergency contact. Garnishments and custom deductions also appear here, as do links to pay stubs. Job & Pay displays employment details like status, compensation, payment methods, and taxes. Records are split into six sections divided by labeled tabs. When both employee and employer have completed their portions of the employee records, the result is impressive. This optional employee self-onboarding is becoming more typical of cloud-based payroll, and it saves time for the administrator. You can provide all the necessary information here or click a button to send employees an email that lets them complete part of the process themselves. You first add your company's name and address and then enter the preliminary information for each employee's record. Unlimited chat, email, and phone support are available should you need help. Most sites begin the process using the setup tool, but then you’re on your own to explore the site’s settings. But it’s more comprehensive than the competition. Like most of its competitors, Gusto walks you through this task, prompting you on what it needs and supporting you with detailed help files and demos. Your first run will not be correct if you've made even a small error. Setting up a payroll application is complicated and accuracy is critical.

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QuickBooks Payroll costs between $45 and $125 per month (discounted for the first three months), plus per-employee fees ranging from $4 to $10 per month depending on the tier of service.

You have to submit your own payroll taxes and filings to get those prices, though the sites do all the required calculations.

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In terms of pricing, Gusto Simple is comparable with much of the competition, though Patriot Software Basic Payroll ($10 per month, plus $4 per month per employee or contractor) and Sure Payroll No Tax Filing ($19.99 per month, plus $4 per employee per month) are cheaper. Companies with a minimum of 25 employees on payroll can get premium tools like full-service payroll migration and health insurance broker integration, and direct access to a dedicated support manager. It also includes compliance alerts and an HR Resource Center. The top-end Gusto Premium (contact the company for pricing) provides access to certified HR pros and a dedicated priority support team. Gusto Plus ($80 per month, plus $12 per employee per month) adds more HR features, including hiring and onboarding tools, as well as time tracking, project management, performance reviews, and next-day direct deposit capabilities. The base price for this package of services more than doubled when Gusto changed its pricing and plan names in mid 2022. (Opens in a new window) Read Our Square Payroll Review

The least expensive is Gusto's Contractor Only plan, which offers unlimited U.S.-based and global contractor payments, supporting more than 100 countries, plus 1099 creation and filing at a rate of $6 per person per month with no base price. For larger businesses, our Editors' Choice winner among online payroll services is Rippling because of its small and midsize payroll tools and superior enterprise support. We recommend it to new payroll managers and very small businesses (1–10 employees). Gusto wins an Editors' Choice award for very small business payroll services because of its usability, customizability, mobile access, comprehensive setup tools, and management of payroll runs. It has steadily improved over the years, adding new functionality recently in areas like user permissions, state payroll tax registration, global contractor payments, and HR support tools. Though still relatively young, Gusto provides a smart set of commonly used payroll tools for small businesses and an exceptional user experience that should appeal to managers unfamiliar with payroll. Gusto stands out in a crowded field of established payroll services.

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